Anti-Money Laundering
End-to-end AML: know your customer, monitor transactions, surface genuinely suspicious activity, and file with PPATK and OJK. Deployed at nine institutions, including individual risk assessment for OJK reporting.
Read more →Thousands of transactions. The few that matter.
We build the anti-money-laundering, regulatory reporting and risk systems that Indonesia’s banks run on — and have done since 2002.
- Established
- 2002
- Institutions served
- 14
- AML deployments
- 9
- Microsoft
- Gold Partner
What we do
Built for the regulated end of banking.
Compliance is not a feature bolted onto a core system. It is a moving obligation set by PPATK, OJK and Bank Indonesia, and it changes faster than most core platforms can follow. We have spent two decades building the systems that sit between the regulation and the bank — detection, assessment, reporting, and the audit trail that has to survive an examination.
Custom Development
Regulatory reporting, accounting standards and risk systems built to the obligation — Antasena, PSAK 71, PSAK Syariah, LLD, operational risk, and core banking applications.
Read more →Data Management
Compliance systems are only as good as the data feeding them. We clean, enrich, validate and keep customer data fit for the monitoring and reporting built on top of it.
Read more →Signature Verification
Electronic signature retrieval across branches and head office, integrated with the core system, so verification stops being the bottleneck in cross-branch transactions.
Read more →Current obligations
Antasena, PSAK 71, and the reporting banks owe today.
Delivered systems →Bank Indonesia’s move to integrated reporting through Antasena changed what banks have to produce and how often. PSAK 71 changed how they provision. OJK’s individual risk assessment changed what has to be evidenced about every customer.
These are not legacy engagements. They are the obligations our clients are meeting right now, and the systems we are building and maintaining to meet them — at Bank DBS Indonesia, Bank MNC Internasional, Bank Oke Indonesia, Bank Panin and Bank BTPN Syariah among others.
Who we work with
Fourteen financial institutions.
National banks, foreign bank subsidiaries, a sharia bank and an insurer — institutions supervised by OJK and reporting to PPATK and Bank Indonesia. The work is the same shape each time: a hard regulatory deadline, a real core system, and no appetite for surprises.
- PT Bank CIMB Niaga, Tbk
- PT Bank Danamon Indonesia, Tbk
- PT Bank Panin, Tbk
- PT Bank Maybank Indonesia Tbk
- PT Bank MNC Internasional Tbk
- PT Bank KEB Hana
- PT Bank China Construction Bank Indonesia Tbk
- PT Bank Oke Indonesia Tbk
- PT Bank DBS Indonesia
- PT Bank BTPN Syariah, Tbk
- PT Bank CTBC Indonesia
- PT Bank Sahabat Sampoerna
- MUFG Bank, Ltd
- PT Asuransi Jiwa AstraLife